If details of a repair or rebuild project are not completely input, Xactimate’s output will be incorrect. The estimates it generate are only as accurate as the data that’s been input into it. This has led to extensive disputes, litigation and delays in disaster recovery. In most situations, Xactimate estimates are lower than contractor/subcontractor estimates. But computers don’t repair and rebuild structures, construction professionals do. Adjusters use it to calculate structure losses, repair/rebuilding costs, benefits owed and settlement offers. Xactimate is now the property damage and claim estimating tool of choice for most insurers and adjusters all across the United States. A software system called Xactimate has become the basis for many, if not most of the claim settlement offers insurers make to the owners of damaged buildings. Educating consumers and the professionals who serve them is central to United Policyholders’ work.
